John started PXT Payments capitalizing on his wealth of experience in leading a broad range of diverse sales organizations and building electronic payment products. John defines and steers the corporate strategy, company mission and product development initiatives. He is the vision behind PXT Money.

John was directly involved in launching the Signature Card program at Merrill Lynch and Visa, producing over $8 billion in electronic payment volume for the company and the Visa brand. John has held leadership positions in a variety of sales and financial services organizations at Visa, CMGI, Arcot, and Advo-Systems. Early in his career, he served as manager for joint venture projects for emerging markets at the United Nations (UNIDO) where he sourced funding for projects requiring less than $25 million in capital.

Bill is Principal at Nyhan Associates, an investment and strategy firm. Previously he co-founded Office Environments of New England, the largest Steelcase dealer in the US. Bill has been a Principal at York Hill Company, a financial services and investment banking entity and a General Partner at Anconcagua Company, a venture capital firm. He also served as an Audit Supervisor at a PriceWaterhouseCoopers predecessor. Bill was also a member of the US Coast Guard's Search and Rescue Unit. Bill currently sits on the boards of Atlas Water Leasing, LLC, Barrington Partners Fund II, LLC and Atlas Watersystems. He is a past board member of Office Environments of New England, Inc., Office Extras, Inc. and Eastern Massachusetts Literacy Council.